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Virtual University's Lightning Learning series continues

PAP Eligibility, Insureds & Classifications

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​The Big "I" Virtual University's May Lightning Learning series features three 20-minute sessions dedicated to the Personal Auto Policy (PAP). Even if you can't participate in the live sessions, you will receive a link to the on-demand recordings and can listen to them at your leisure. 

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Register once and attend all three 20-minute sessions including:


May 2 – Personal Auto Policy (PAP), who is eligible?

PAP eligibility has two moving parts, who and what. Who is eligible for the PAP and what vehicles qualify for a PAP.

In this session we detail:
  • ​The surprising list of who is eligible for the PAP;
  • What vehicles naturally qualify for a PAP and which can be forced to qualify;
  • Which endorsements can be used to expand eligibility.

May 9 – Who is Insured in a PAP?

Each of the four PAP coverage parts have separate lists of who qualifies as an insured for that particular coverage. In this session we detail:
  • The four coverage parts of the PAP;
  • The five key definitions surrounding "insured" status;
  • The three levels of "insured" status; and
  • Who is insured for what in each coverage part and at each level.​

May 23 – How do You Assign the Proper Use Classification to a Personal Auto + a word about ride-sharing.

ISO uses five basic "use" classifications for vehicles insured on a PAP. Assignment of the proper class code is a function of use, mileage and location. In this session we detail these classifications and the rules governing the selection of the correct class code.

Ride sharing is a relatively new exposure in the PAP world. ISO developed three endorsements to address the ride sharing exposure. In this session, we briefly review the exposures and the endorsements. ​


May Lightning Learning


PRESENTED BY:
Chris Boggs, Big "I" Virtual University Executive Director

All sessions begin at 11:30 a.m. EDST 

Registration: $9.99 (includes all three sessions!)​




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