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Webcasts


WEBCASTS FOR CE CREDIT.  NO TEST REQUIRED!   
(See also our page on non-CE webinars)

NOW AVAILABLE ON DEMAND

​​​​​​​​Earn CE credit without ever leaving your office - NO TEST required! IIABSC offers dozens of current, relevant topics via webcast/webinar format with new topics added on a regular basis.

Webcasts can be viewed individually or in a group. Contact our Education Coordinator​ to find out if group discounts are available.

aben_logo-color_20100930.jpg

The ABEN Difference

IIABSC is part of the Agents & Brokers Education Network (ABEN), created to offer professional training via live webcast technology.

  • Unique platform & viewer offer an unequaled visual experience
  • Live, streaming video of the virtual classroom
  • Useful powerpoint presentations & supporting material
  • Real-time interactivity with ABEN's expert instructors
  • Not your typical, dull webinars! 

Having technical difficulties?​ (visit support site)

 

Take any one of our outstanding ABEN webcasts and receive reward points to build toward future discounts. More specifically, earn a $15 discount with every $100 you spend.

$1 purchased = 1 point

100 points = $15 discount

To kick off the program, all who have purchased an ABEN webinar after Oct. 14, 2015 have been credited with 100 points!

To view your reward points balance, login to your ABEN account and view your account profile page.

Check out our webcast selection with more than 35 topics, including L&H and Ethics hours.


iiabsc.aben.tv/calendar

Agent & Brokers Education Network

Earn points with every purchase! White hands hold sign that reads "Earn Points" in front of a colorful background.Earn points with every purchase

Earn 1 point w/ every $1 spent
Collect 100 points for $15 discount
[more]
ABEN Video On Deman with CE

ABEN webcasts are now available on demand in addition to the regularly scheduled webcasts for even more options in obtaining your CE credits.

For a catalog of available webcasts, on the ABEN website select "Video On Demand" under the Media Types dropdown.  

You can also click on the "Also Available: Video On Demand" option of webcasts found in the live broadcast calendar.   

Take courses on your schedule 

NO test required - Attendence is monitored by polling questions. Webcast will reset if you don't answer a question in a timely manner.

Ask instuctor questions - they may not be answered the same day.


[more]


Terry Tadlock, CIC, CPCU, CRIS, 
Coastal Plains Insurance

Agency Management Based E&O Ethics, 3 hrs. Ethics
Rather than focusing on what you're doing wrong, this course deals with structuring your agency to reduce the likelihood of having an E&O claim while firmly establishing proper ethical standards. It address issues every organization needs to face such as: Agency Culture, Management Styles, Policy and Decision Making, Team Building and  Ethics through Transparency.

View upcoming broadcasts

 

Business Auto Claims That Cause Problems, 2 hrs. P&C
This course is intermediate level, designed to shed light on the most common mistakes made when insuring commercially owned vehicles.  We will discuss Who is an Insured, Additional Insured Endorsements, Application of Symbols, Employee Hired Auto and don’t forget the biggest E&O exposure of them all, Drive Other Car.

View upcoming broadcasts

 

Commercial Lines Claims That Cause Problems, 2 hrs. P&C
Intermediate level. This course addresses the tough issues that are often not talked about regarding commercial property. Should an agent read leases? What advice should we give? Who should insure the building when the owner leases the building to a tenant? And the most difficult: How to insure tenant improvements and betterments.

View upcoming broadcasts


CP Endorsements That Can Make You Money, 2 hrs. P&C 
Learn to better protect your insureds and put additional commission dollars in your pocket. This course covers the Additional Covered Property Endorsement and the Leased Property Endorsement so agents are confident in how they should be used and affect loss valuation so as to cover those exposures not adequately addressed by the Building Personal Property Coverage Form.

View upcoming broadcasts​


Ethical Issues - Personal & Organizational, 3 hrs. Ethics
Ethics, in the most simplest of terms, is a study of decision making.  Why do people choose to make the right or wrong decision based on a set of circumstances?  What are the factors that affect such decisions?  

The fact is there could be hundreds and they could be different for each person and each decision.  That is why in this three hour course we will only scratch the surface of this issue known as ethical decision making.

 

Home-based Business Exposures, 2 hrs. P&C
More Americans are starting businesses based in their homes. This course will explain the exposures of home businesses and coverage gaps in the Homeowners policy and show you how to fill them.

View upcoming broadcasts



Insuring Condominiums2 hrs. P&C
There are three things agents must understand to adequately write insurance for a condominium unit-owner.  This two hour webinar will address all three issues and review the coverages provided in the insurance policy. 

You may have heard the saying “when writing condos... either get in or get out.” Nothing could be more true and we will explain why. 

View upcoming broadcasts 



Insuring the Property Lease, 2 hrs. P&C
Intermediate level. This course addresses the tough issues that are often not talked about regarding commercial property. Should an agent read leases? What advice should we give? Who should insure the building when the owner leases the building to a tenant? And the most difficult: How to insure tenant improvements and betterments.

View upcoming broadcasts 

 

Personal Lines Claims That Cause Problems, 2 hrs. P&C
Insurance is easy until the claim arrives. This course takes a detailed look at some of the more common mistakes made in Personal Lines coverage, and how claims adjusters respond, including:

  • When should kids buy their own insurance?
  • Pizza Delivery
  • Company cars and the PAP
  • Kids at College
  • Extended Non-Owned Coverage
  • Identity Theft
  • Motor Vehicles

View upcoming broadcasts

 

Those Kids and Their Cars, 2 hrs. P&C
One of the most pressing personal lines agents get is “What should I do with my kids?” This course deals with many subjects but none no important than these:

  • Should I take my kids off my policy and insure them under their own policy?
  • Can I be legally liable for the actions of my kids?
  • My kids are going away to college, what should I do?

View upcoming broadcasts

 

 

Jerry Rhinehart, CIC, CLU, ChFC, RHU

Estate Planning Techniques: Gift, Trusts & Life Insurance, 2 hrs. L&H
This two-hour webcast focuses on the various areas of estate planning including wills, trusts and reducing estate taxes. Proper issuance of life insurance (ownership, beneficiary, etc.) is also discussed.

View upcoming broadcasts


Innovations in Long Term Care Funding with Life Insurance, 3 hrs. L&H
This program will review the family dilemma faced by so many – the long-term care, and associated financial and emotional issues needed by a person when they encounter a serious medical issue. 

The cost, advantages and potential problems concerning the three options for care (personal residence, Assisted Care Living facility or Skilled Nursing Facility) will be reviewed as well as recent innovations that have emerged in the last 5 years (or so) regarding Living Benefits Riders (or policy provisions) that allow certain insurance contracts to provided advances against the death benefit to fund for the Long-Term Care dilemma.

View upcoming broadcasts

 

Long Term Care Insurance, 2 hrs. L&H
The primary concerns of someone facing a long-term care dilemma are how much will it cost to provide, the best facility to use and how will we pay for it? This program explores the three options: 1) be rich and self-insure; 2) be poor and let the government handle it 3) be insured and control the options and expenses yourself. 

This program will review the rules, requirements and problems associated with "the government" paying for such care. Also discussed are the advantages, coverage options, riders, current trends, tax rules, underwriting criteria and potential cost of a long term care insurance policy paying for the needed care.

View upcoming broadcasts


Retirement Planning & Annuities, 2 hrs. L&H 
This course reviews the advantages and disadvantages of various retirement planning vehicles and concepts.
 
It includes both qualified and non-qualified plans including: IRAs, ROTH, 401k, SIMPLE, SEP, Life insurance, annuities, stocks/bonds and Social Security.
 
The session concludes with a review of annuities: features, tax rules, distribution options and general contract provisions.

View upcoming broadcasts

 

Top 5 Life Insurance Uses, 2 hrs. L&H
This course examines five uses for life insurance for an agent to discuss with both personal- and commercial-lines prospects. The discussion also includes the advantages of life insurance.

  1. Creating an Estate
  2. Paying off the Mortgage
  3. Insuring the Key Person
  4. Funding the Buy-sell Agreement
  5. Providing Tax-Free Retirement Plan for loved ones

View upcoming broadcasts



John Eubank, CPCU, ARM

Drones - Problems, Solutions and Insurance, 3 hrs. P&C
Drone (unmanned aerial vehicle) technology is changing so fast that the regulators can’t keep up. As in many states, several statutes are on the books in Florida, with more being proposed. The FAA is trying to determine federal regulations, while the insurance industry struggles with both commercial and personal lines coverages. This session will provide the most current information available on this important and constantly changing subject.

View upcoming broadcasts

 


[more]

The following upcoming webcast courses offer L&H CE hours with NO TEST or PROCTOR required.

 

Estate Planning Techniques: Gifts, Trusts & Life Insurance, 2 hrs. L&H
This two-hour webcast focuses on the various areas of estate planning including wills, trusts and reducing estate taxes. Proper issuance of life insurance (ownership, beneficiary, etc.) is also discussed.

View upcoming broadcasts


Innovations in Long Term Care Funding with Life Insurance, 3 hrs. L&H
This program will review the family dilemma faced by so many – the long-term care, and associated financial and emotional issues needed by a person when they encounter a serious medical issue. 

The cost, advantages and potential problems concerning the three options for care (personal residence, Assisted Care Living facility or Skilled Nursing Facility) will be reviewed as well as recent innovations that have emerged in the last 5 years (or so) regarding Living Benefits Riders (or policy provisions) that allow certain insurance contracts to provided advances against the death benefit to fund for the Long-Term Care dilemma.

View upcoming broadcasts


Long Term Care Insurance, 2 hrs. L&H
The primary concerns of someone facing a long-term care dilemma are how much will it cost to provide, the best facility to use and how will we pay for it? This program explores the three options: 1) be rich and self-insure; 2) be poor and let the government handle it 3) be insured and control the options and expenses yourself. 

This program will review the rules, requirements and problems associated with "the government" paying for such care. Also discussed are the advantages, coverage options, riders, current trends, tax rules, underwriting criteria and potential cost of a long term care insurance policy paying for the needed care.

View upcoming broadcasts


Retirement Planning and Annuities, 2 hrs. L&H
This course reviews the advantages and disadvantages of various retirement planning vehicles and concepts.
 
It includes both qualified and non-qualified plans including: IRAs, ROTH, 401k, SIMPLE, SEP, Life insurance, annuities, stocks/bonds and Social Security.
 
The session concludes with a review of annuities: features, tax rules, distribution options and general contract provisions.

View upcoming broadcasts

 

Top 5 Life Insurance Uses, 2 hrs. L&H
This course examines five uses for life insurance for an agent to discuss with both personal- and commercial-lines prospects. The discussion also includes the advantages of life insurance.

  1. Creating an Estate
  2. Paying off the Mortgage
  3. Insuring the Key Person
  4. Funding the Buy-sell Agreement
  5. Providing Tax-Free Retirement Plan for loved ones

View upcoming broadcasts

[more]
​​
Need Ethics hours? The following upcoming webcasts offer 3 hrs. Ethics credits to meet the SCDOI requirements.

 

Agency Management Based E&O and Ethics

This course is one of two parts.  Successful completion of both parts will apply toward the agency's requirement for the 10% Swiss Re E&O discount. This course is designed to give agents important information to help reduce their exposure to E&O claims. Topics discussed include:
  • Agency Defenses Documentation
  • E&O Considerations of Agency Operations
  • Agency/Carrier Relationships - Law of Agency

View upcoming broadcasts

 

 

E&O Risk Management, Meeting the Challenge of Change Part II

This course is designed to give agents important information to help reduce their exposure to E&O claims. Topics that will be discussed include:

  • Agency Defenses Documentation
  • E&O Considerations of Agency Operations 
  • Agency/Carrier Relationships - Law of Agency ​

View upcoming broadcasts



Ethical Issues - Personal & Organizational, 3 hrs. Ethics
Ethics, in the most simplest of terms, is a study of decision making.  Why do people choose to make the right or wrong decision based on a set of circumstances?  What are the factors that affect such decisions?  

The fact is there could be hundreds and they could be different for each person and each decision.  That is why in this three hour course we will only scratch the surface of this issue known as ethical decision making.



Professional Ethics in the Insurance Industry

This seminar is a fast-paced examination of many facets of professional ethics in five major parts: 

  • personal vs. professional ethics
  • objective ethical standards (where our obligations lie)
  • ethical “hot spots” (where professionals are likely to encounter difficulties)
  • use of ethics statements
  • case law and other situations in the context of best ethical resolution

View upcoming broadcasts

 

  Agent & Brokers Education Network​​
[more]

approved for 2 hrs. P&C credit

View calendar for upcoming broadcasts

This course examines various Auto and General Lines endorsements that can make an agent’s life easier when it comes time to issue uncommon Certificates of Insurance or explain coverage nuances for claims/issues relating to rare occurrences

Learn how these endorsements can round-out coverage to meet your insured’s sometimes unique needs.

 


Agent & Brokers Education Network
[more]

​​Approved for 3 Hrs Ethics CE


This is not your usual Ethics and E&O course. Rather than focusing on what you're doing wrong, this program deals with structuring your agency in a way that will reduce the likelihood of having an E&O claim while firmly establishing proper ethical standards. We will address some issues every organization needs to face such as: Agency Culture, Management Styles, Policy and Decision Making, Team Building, Ethics through Transparency. By establishing a proper culture within the agency, managing E&O exposures and setting professional ethical standards becomes much more efficient and effective.​

 Agent & Brokers Education Network

[more]

approved for 1 hr. P&C credit

View calendar for upcoming broadcasts

The Business Auto Policy has all sorts of numbers for designated “symbols” as well as countless endorsements that broaden or restrict coverage. In this class we take a quick “once over” concerning coverage symbols then jump into some of the endorsements available.  

Topics will include, drive other car coverage, employees as insureds, employee hired autos, broadened PIP, individual named insured, employee as lessor, lease/gap coverage, and more. Buckle up for one hour of numbers fired at you!

 


Agent & Brokers Education Network
[more]
​​Approved for 2 hrs. P&C CE credit in SC    
 

This course is designed to help agents gain a better understanding of one of the most overlooked coverages in Property Insurance – Ordinance or Law.   Participants are expected to gain a deep understanding of the coverage exposures presented by building codes (that of turning a partial loss into a total loss) and how to manage those exposures from an insurance perspective.

Agent & Brokers Education Network​​


Register now  

(Our webinars are the greatest thing ever!) 

[more]
​​Approved for 2 hrs. P&C CE credit in SC    
 
     

When putting a commercial lines package together sometimes we don't give the proper attention to the Business Auto Policy. This policy full of E&O potential! This course is designed to shed light on the most common mistakes we make when insuring commercially owned vehicles.  We will discuss "Who is an insured", "Additional Insured Endorsement", "Application of Symbols", "Employee Hired Auto" and don't forget the biggest E&O exposure of them all, "Drive Other Car."​

[more]
Approved for 3 hrs. P&C CE credit in SC    
 
   
Covered will be: Four key concepts you must know to properly write Business Income Coverage; major policy provisions; how to calculate coinsurance, period of restoration and coverage amounts; non-coinsurance options and when to consider them; how to determine extra expense needs and options for coverage.
[more]
Approved for 3 hrs. P&C CE credit in SC    
 
  
A Certificate of Insurance is a document that verifies your insurance for specific coverages and coverage limits with your insurance company's name for a stated period of time. It is one of the more high-risk documents that pass between insureds, agents, insurors and third parties.  
 
This webcast will discuss why one in about 25 E&O claims now involve a COI issue because of failing to add or properly identify additional insureds or misrepresenting coverage on the certificate.  
 
  • Review the format and implications of Certificates of Insurance; 
  • E&O statistics and court cases involving ineffective use of the Certificate of Insurance, 
  • How to implement solutions to the problem 
  • Assess periphial issues such as contractual risk transfer, additional insureds, and much more.​
[more]

​​Approved for 2 hrs. P&C CE credit in SC

View Calendar for upcoming broadcasts

 
COPE is an acronym that stands for the four property risk characteristics an underwriter reviews when evaluating a submission for property insurance:
  • Construction (e.g., frame, brick, masonry, masonry veneer);
  • Occupancy (how the building is being used);
  • Protection (e.g., quality of the responding fire department, adequacy of water pressure and water supply in the community, the presence or absence of smoke alarms, etc.); and
  • Exposure (risks of loss posed by neighboring property or the surrounding area, taking into consideration what is located near the property, such as an office building, a subdivision, or a fireworks factory).​
[more]
Approved for 2 hrs. P&C CE credit in SC
 

View Calendar for upcoming broadcasts

 
Have you ever found yourself baffled by an adjusters handling of a claim? If not, you may be very new to our industry. This course takes an in-depth look at some of the interesting claims in our business that have left a few agents shaking their heads. We want to make sure it doesn’t happen to you.
 
We will examine a variety of commercial lines claims including those involving Business Auto, Tenants, Improvements and Betterments, the Margin Clause, Ordinance or Law, and more.​
[more]

approved for 1 hrs. P&C credit

View calendar for upcoming broadcasts

In a fast-paced setting, this class looks at some of the myths about commercial lines issues. A sample of the subjects includes: BAP temporary substitutes, Business income and the BAP, the BAP and rental cars, TIB’s and the landlord, commercial property agreed value with margin clause, CGL exclusion for autos and watercraft, and more.

 

Agent & Brokers Education Network
[more]

approved for 2 hrs. P&C credit
$48 Members/ $68 Nonmembers


Learn to better protect your insureds and put additional commission dollars in your pocket. This course covers the Additional Covered Property Endorsement and the Leased Property Endorsement so agents are confident in how they should be used and affect loss valuation so as to cover those exposures not adequately addressed by the Building Personal Property Coverage Form.​

[more]
Approved for 2 hrs. P&C credit


This hot topic is an important one in today's society! This webcast will provide an overview while providing an in-depth discussion regarding cyber and internet liability, the cyber liability policy, exposures (common and not-so-common), sources of claims and then privacy laws.  Unauthorized entities will be discussed as well.
Agent & Brokers Education Network
[more]
Approved for 2 hrs. P&C credit
$48 members/ $68 nonmembers



The seminar is in three major parts. 

The first is a survey of the law underpinning the responsibilities of directors and officers of corporations (with a brief nod to the newer limited liability company). The introductory section is designed to illuminate the legal need for directors and officers liability insurance. 

The second section addresses claims – both as a matter of frequency and severity – by reviewing major surveys in the area to show where purchasers are resistant to understanding of their D&O exposure. This section is designed to help producers educate their clients on the need for D&O and overcome the standard objections to it. 

The third section is designed to review the major components of D&O policies, using the Insurance Services Offices’ Management Protection forms as a comparison point. Several features of these policies are pointed out, and the seminar concludes with a discussion of points which many insurers are willing to negotiate, i.e., where a difference from the standard marketplace is available.
 Agent & Brokers Education Network
[more]
approved for 1 hr. P&C credit
$24 members/ $34 nonmembers


Additional insured requests are as predictable as the sunrise; just about every commercial client is required to amend their policies to include interested third parties.

During this fast paced, one-hour webcast, a review of ISO's CG 20 10 (scheduled form)  and CG 20 33 (automatic insured form)  Additional Insured Endorsements will focus on the similarities and differences, and advantages and disadvantages of these two widely used forms. 

One goal of this program is to aid the student in evaluating the best form to use in any given situation. You may be surprised by what you finally decide is the better endorsement

Agent & Brokers Education Network
[more]

approved for 3 hrs. P&C credit

View calendar for upcoming broadcasts

Drone (unmanned aerial vehicle) technology is changing so fast that the regulators can’t keep up. As in many states, several statutes are on the books in Florida, with more being proposed. The FAA is trying to determine federal regulations, while the insurance industry struggles with both commercial and personal lines coverages. This session will provide the most current information available on this important and constantly changing subject.

 


Agent & Brokers Education Network
[more]

​approved for 2 hrs. P&C
$75 Members/ Nonmembers


Offers up-to-date information on the most crucial topics relating to employment law, including employee status, IRS rules, age discrimination, equal pay, and the rules and calculations for overtime pay.​


Indepth look at the following laws:

  • Fair Labor Standards Act
  • Equal Pay Act
  • Title VII of the Civil Rights Act

Also the following hot topics:
  • ​Age discrimination
  • IRS Rules
  • Determining Employee status

[more]
Approved for 2 hrs. P&C credit
$48 members/ $68 nonmembers




This is a “Mock” E&O Trial in name only. This is about as real as it gets. There is a 5-minute preview video posted on the IIANC YouTube channel. 

Set in an actual courtroom, the judge in this “trial” served 16 years on the NC Court of Appeals.  The defendant’s attorney serves as Panel Counsel for Swiss Re and has defended numerous agents in actual E&O claims situations.  The expert witnesses used have actually served in this capacity in real E&O lawsuits.

This is a “bench trial” in which the judge is the decider of fact and there is not a jury present. This means that the viewer will have the advantage of hearing the judge questioning the witnesses and the attorneys and this will help them better understand the legal issues that arise during the trial and which contribute to the judge’s final decision. 

The script for the trial was provided by Swiss Re and is NOT state specific.  No reference is made to a particular state nor is the judge’s decision based on the laws of a particular state.  The case is titled “Green Things Nursery vs. The Lax Agency”.  The basics of the case are that the insured called his agent to report that he had purchased a backhoe and wanted it added to his commercial policy.  Later, while using the backhoe at a new residential development, the insured cuts a gas line, sparking a fire which destroys the backhoe and two neighboring houses.  The claim is submitted and the carrier denies the claim, citing that the agent failed to procure the proper coverages with the carrier.
Agent & Brokers Education Network
 
[more]

Approved for 3 hrs. P&C CE credit in SC
$72 Members/$102 Non-Members

 

This course is one of two parts. Successful completion of both parts will apply toward the agency's requirement for the 10% Swiss Re E&O discount.
 
This course is designed to give agents important information to help reduce their exposure to E&O claims. Topics that will be discussed include:
  • Understanding Agent Duties;
  • The Role of Agency Procedures;
  • An E&O Claim;
  • Reporting an E&O Claim;
  • Risk-assesment Questionnaires and Checklists​.
[more]
Approved for 3 hrs. Ethics CE credit in SC 
$72 Members/$102 Non-Members​

This course is one of two parts. Successful completion of both parts will apply toward the agency's requirement for the 10% Swiss Re E&O discount.
 
This course is designed to give agents important information to help reduce their exposure to E&O claims. Topics that will be discussed include:
  • Agency Defenses Documentation
  • E&O Considerations of Agency Operations 
  • Agency/Carrier Relationships - Law of Agency 
[more]

​Approved for 2 hrs. L&H CE credit in SC    
$48 Members/$68 Non-Members

 
The term "Estate Planning" has numerous meanings.  To some it may mean having a written will. For others, it may be formation and use of one or more Trusts.  For still others, it may be implementing various techniques for the reduction or elimination of estate taxes.  
 
This two hour webcast will focus on these items and various areas that individuals can consider for their estate planning needs.  In addition to specific planning techniques - that will probably require the use of a competent attorney - the proper issuance of life insurance (ownership, beneficiary, etc.) will also be discussed.​
[more]
approved for 3 hrs. Ethics credit

View calendar for upcoming broadcasts

Ethics, in the most simplest of terms, is a study of decision making.  Why do people choose to make the right or wrong decision based on a set of circumstances?  What are the factors that affect such decisions?  

The fact is there could be hundreds and they could be different for each person and each decision.  That is why in this three hour course we will only scratch the surface of this issue known as ethical decision making.
Agent & Brokers Education Network
[more]
approved for 3 hrs. P&C credit
$72 members/ $102 nonmembers


This webcast will survey the major sources of law with respect to privacy concerns relevant to the insurance industry.  

The webcast begins with a description of some of the current issues in privacy and a view of the statistics showing consumer concern about (and dissatisfaction with the current state of) privacy issues.  

The seminar will also cover federal laws pertaining to privacy as well as state law. 

Also included is how to develop an effective and practical privacy policy – both for agents and their clients.
Agent & Brokers Education Network
[more]

approved for 2 hrs. P&C credit

View calendar for upcoming broadcasts

Agents often shy away from requesting a garage policy simply because they don’t understand the coverage. This session will illustrate some similarities between the garage form and the commercial general liability coverage form and further define some of the unique coverages the garage form can provide.

 


Agent & Brokers Education Network
[more]

approved for 3 hrs. P&C credit

View calendar for upcoming broadcasts

The “guy in the bar” is back. You know, the one who thinks he knows everything about everything, including insurance. Join David Thompson as he lets the guy talk, then explains whether the guy is right or wrong.

Discussion topics include: guaranteed replacement cost, commercial property agreed value, auto agreed value vs. stated amount, uninsured motorist coverage, temporary substitute autos, flood insurance myths, and much more.

 

Agent & Brokers Education Network
[more]

approved for 2 hrs. P&C credit
$48 Members/ $68 Nonmembers

View calendar for upcoming broadcasts​


More Americans are starting businesses based in their homes. This course will explain the exposures of home businesses and coverage gaps in the Homeowners policy and show you how to fill them.​​

 Agent & Brokers Education Network
[more]

Approved for 2 hrs. P&C CE credit in SC
$48 Members/$68 Non-Members

 
This seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to the students that the concepts are not as uniform and concrete as industry practice may suggest. It then explains why this matters and includes practical illustrations of loss adjustment scenarios in which it is either impractical, impossible, or at least implausible to recreate precisely what the insured had prior to the loss.
 
These situations include older homes with ornate or impossible to replace materials; farm structures which cannot be rebuilt; and similar instances in which loss adjustment or settlement is complicated.​
[more]

approved for 3 hrs. L&H credit

View calendar for upcoming broadcasts

This program will review the family dilemma faced by so many – the long-term care, and associated financial and emotional issues needed by a person when they encounter a serious medical issue.

The cost, advantages and potential problems concerning the three options for care (personal residence, Assisted Care Living facility or Skilled Nursing Facility) will be reviewed as well as recent innovations that have emerged in the last 5 years (or so) regarding Living Benefits Riders (or policy provisions) that allow certain insurance contracts to provided advances against the death benefit to fund for the Long-Term Care dilemma.

 

Agent & Brokers Education Network
[more]
​​Approved for 3hrs P&C CE Credit in SC
$72 Members/ $102 Non-Members


What is the connection between insurance and BBQ?

You will be fed in this class, by looking at an assortment of personal lines and commercial lines issues, illustrated with BBQ examples such as:
  • Business income and extra expense
  • Newly acquired locations
  • Designated premises limiting liability endorsements
  • Fair Credit Reporting Act issues relating to motor vehicle reports​
​​​
Agent & Brokers Education Network
 
[more]
​Approved for 2 Hrs P&C CE        
$45 Members/$65 Non-Members
 
     
This is without a doubt one of the most confusing commercial property issues we deal with today. This course will address the tough issues that are so often not talked about even in education circles.  Should an agent read leases?  What advice should we give or not give? Who should insure the building when the owner leases the building to a tenant? And let’s not forget the most difficult, how to insure tenant improvements and betterment. If you insure any lessor/lessee risks this class will be worth the time! ​
[more]
approved for 2 hrs. P&C credit
$48 members/ $68 nonmembers


There are three things agents must understand to adequately write insurance for a condominium unit-owner.  This two hour webinar will address all three issues and review the coverages provided in the insurance policy. 

You may have heard the saying “when writing condos... either get in or get out.” Nothing could be more true and we will explain why. 
Agent & Brokers Education Network
[more]
​Approved for 2 Hrs P&C CE        
$48 Members/$68 Non-Members
 

Your insureds, particularly contractors, are signing contracts every day.  What are they agreeing to in these contracts?  Are there “Hold Harmless” and other types of indemnity agreements in these contracts?  If so, what liability exposures are your insureds assuming under these contracts?  
 
This course will take you through the different types of indemnity agreements that your insured’s may be signing and what they mean to your insureds and to you, their agent​.
[more]

​Approved for 2 hours L&H CE Credits in SC

View Education Calendar for upcoming broadcasts

The primary concerns of someone facing a long-term care dilemma are how much will it cost to provide, the best facility to use and how will we pay for it? This program explores the three options: 1) be rich and self-insure; 2) be poor and let the government handle it 3) be insured and control the options and expenses yourself. 

This program will review the rules, requirements and problems associated with the “government” (Medicare, and or Medicaid) paying for such care. Also discussed will be the advantages, coverage options, riders, current trends, tax rules, underwriting criteria and potential cost of a long term care insurance policy paying for the needed care.​


Agent & Brokers Education Network
[more]

Approved for 3 hrs. P&C CE credit in SC
$72 Members/$102 Non-Members

View Calendar for upcoming broadcasts 


This course covers the basics of the flood insurance market and reviews the main policy forms that are used in flood insurance today.  The course will also review flood zones, general rules and claims and INCLUDES recent NFIP legislative changes. 

This course meets the flood continuing education requirement of the Flood Insurance Reform Act of 2004 for all insurance agents who sell Standard Flood Insurance Policies issued through the National Flood Insurance Program (NFIP).​

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Approved for 2 hrs. P&C CE credit in SC  
$48 Members/$68 Mon-Members
 

Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct.
 
This course will take a detailed look at some of the more common mistakes made when writing Personal Lines coverage and how the claims adjusters responded. We will review topics such as: When Should kids buy their own insurance?; Pizza Delivery; Company cars and the PAP; Kids at College; Extended Non-Owned Coverage.​
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approved for 1 hr. P&C credit

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In a fast-paced setting, this class looks at some of the myths about personal lines issues. A sample of the subjects includes: kid’s cars, agreed value vs. stated amount, Uber, UM stacking on one car, moving trucks, additional insured vs. additional interest, college kids, self-storage facilities, named peril vs. agreed value, the “where You Reside” issue and more.

 


Agent & Brokers Education Network
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Approved for 3 hrs. Ethics CE 
$60 Members/ Non-Members

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This seminar is a fast-paced examination of many facets of professional ethics in five major parts: 

  • personal vs. professional ethics
  • objective ethical standards (where our obligations lie)
  • ethical “hot spots” (where professionals are likely to encounter difficulties)
  • use of ethics statements
  • case law and other situations in the context of best ethical resolution
Agent & Brokers Education Network
 
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Approved for 2 hrs P&C in SC
$48 Members/ $68 Non-Members


This class examines various rental car contracts to point out what renters are agreeing to when they rent, analyzes the “protection” offered for sale by rental car firms, and then analyzes the coverage provided under the PAP and BAP. ​ 
Agent & Brokers Education Network
 
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Approved for 2 hrs. L&H CE credit in SC    
$48 Members/$68 Non-Members

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The topic of Retirement Planning is an area that seems to become more important as people get closer to that event. This session will review the advantages and disadvantages of various retirement planning vehicles and concepts. This will include both qualified and non-qualified plans. discussion concerning qualified plans will include: IRAs, ROTH, 401k, SIMPLE and a SEP. The discussion concerning non-qualified plans will include: Life insurance, annuities, stocks/bonds and Social Security. The session will conclude with a review of annuities: features, tax rules, distribution options and general contract provisions.​

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​approved for 1 hr. P&C credit
$24 members/ $34 Nonmembers

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Earthquakes are a real possibility in South Carolina and much of the rest of the United States. Make sure you understand this endorsement enough to be able to talk to your insureds about it. This course can help.

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​Approved for 2 Hrs P&C Credit      
$48 Members/$68 Non-Members
  
 
One of the most pressing personal lines agents get is “What should I do with my kids?”  This question brings several answers to mind, but let’s stick to insurance.  This course deals with many subjects but none more important than these:
  • Should I take my kids off my policy and insure them under their own policy?
  • Can I be legally liable for the actions of my kids?
  • My kids are going away to college, what should I do?
This course is specifically designed to answer these questions and others as they relate to our personal insurance programs.​
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Approved for 2 hrs. L&H CE credit in SC    
$48 Members/$68 Non-Members
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There are many uses and needs for Life Insurance. This program will examine 5 uses that the agent can discuss with the prospect, ranging from fairly simple personal needs concepts (Creating an Estate and Paying off the Home Mortgage), to more complicated business concepts (Insuring the Key Person and Funding the Buy-sell Agreement).
 
The program concludes with a discussion concerning the concept of using life insurance to coordinate with Qualified plans and providing a Tax-Free Retirement Plan for the loved-ones.
 
In addition to the discussion of the five concepts, there will also be a review of the “Advantages of Life Insurance”. ​
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approved for 2 hrs. P&C credit

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Most employers, and some agents, think “work comp is work comp” and all that matters is getting the best price and rating plan.

This class will use the example of an employer who believes the market has been comprehensively “shopped,” and the “best rating plan” secured. However, at the end of the process, the employer is left at risk for life-changing, adverse financial events and consequences. You will learn where the risks are and how to address them.

 


Agent & Brokers Education Network
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​Approved for 3 hrs. P&C credit
$72 members/ $102 nonmembers


In this course you will learn (among others):

  • The “Course and Scope” Rule and how it is used to determine compensability
  • How to define Employees vs. Independent Contractors vs. General Contractors
  • What is included in “Remuneration”
  • Exceptions to the Governing Classification rule
  • The ABCs of Premium Audits
Agent & Brokers Education Network
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