The final tort reform bill (H. 3430) was signed into law on May 13, 2025. Modifications were made to joint & several liability, liquor liability requirements, insurance reporting requirements, captive insurance, risk mitigation programs and repercussions for DUI drivers. Effective date is Jan. 1, 2026. As you know, tort reform in South Carolina has been much needed for years. There were several loopholes in the law that could hold a business unfairly accountable. Special thanks to our members! Your involvement was crucial in shaping a more sustainable business climate and insurance market in South Carolina. View section-by-section analysis of the bill on our tort reform resource webpage.
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