Here at IIABSC, we have multiple E&O companies we can use to quote your insurance. But like you, we don't automatically quote an alternative unless the client is looking for one. Similar to your agency, we advise that the market does change from time to time, but E&O is a coverage where a long-established relationship with the carrier helps when things turn sour.

To gain a deeper understanding of the differing agent duties and standard of care by state, the Big “I” Professional Liability Program and Swiss Re Corporate Solutions surveyed their panel of counsel attorneys. Each was asked to draft a brief synopsis outlining the agents’ standard of care in their state as well as to identify and include a short summary of the landmark cases. The following was the response from South Carolina counsel.

In short, our ABEN online learning platform is simple, easy to use and affordable. Most of the E&O courses qualify for the 10% premium credits, and several of them also offer Ethics CE credit. Webcasts are live, and they system allows you to take notes and submit questions to the instructor. The best part is that no test is required.

From the Big 'I' Virtual University: A contractor asks an agent for a certificate of insurance without a certificate holder name so he can provide it as proof of insurance. The agent says they will issue a COI to anyone at the contractor’s request, but can’t provide one for him to hand out, as has always been the policy.