Personal Umbrella Policy for your clients

​​​If your clients have their auto and homeowners insurance coverage with different carriers they’re probably good candidates for RLI’s stand-alone personal umbrella.

RLI’s PUP stands atop your existing homeowner and auto insurance to provide an extra layer of personal liability protection. With RLI’s PUP program, clients can maintain their auto or home coverage with whatever insurance company they choose, provided they maintain the mandatory minimum underlying coverage limits.

$1-, $2-, $3-, and $5-million ​​liability limits available.

Optional auto underlying limits of $100/300/50,000 available for risks without youthful operators.

  • Broad underwriting guidelines allows easy qualifying for the program

  • Application is self-underwriting, so you know as soon as completed whether or not qualified for coverage

  • Competitive premiums are offered for all coverage limits to keep RLI personal umbrella coverage affordable

RLI PUP Decline Form​

Encourage your clients to protect their assets with a standalone Personal Umbrella Policy. 

Writing a RLI personal umbrella policy is simple using the RLI Online Portal! 

  • If you do not already have an RLI account, email Tracy Guyette at IIABSC for your login information.

  • Go to and click "Producer Login" button. Enter login information.

  • Complete and submit the online application. (You can also access online quoting tools from the online portal.)

  • At the Signature Option, send a secure email to the insured to eSign and pay initial premium online.

SEE TIPS​ to avoid delays in application processing

FREE marketing materials are available to help advertise these RLI products to your clients (brochures, flyers, posters, buckslips, letter & newsletter templates, etc.).