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Agency Umbrella

This program by Penn National Insurance offers comprehensive and affordable excess insurance protection packaged into one easy-to-manage policy. 

Key features include:

  • One source for all excess coverages
  • Excess over business coverage
  • Excess over underlying E&O
  • Optional personal umbrella coverage for owners, partners and officers. Sublimit does not affect total limit.
  • Defense coverage that follows the underlying policy coverage
  • Flexibility to meet the needs of any agent, including flexible pay plans.

We also offer a policy by Swiss Re/Westport. 

Contact Megan Thomas in the IIABSC Agency for details., 803-760-1227