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Surplus Lines Licensing Renewals


Brokers license renewals open in March of even-numbered years, and agents have until 5:00 pm EST on May 31 to renew their licenses. Within that time, all licensed brokers must complete an online renewal application with the National Insurance Producer Registry (NIPR) and pay a renewal fee of $200.

Reminder emails are sent out in March. The DOI no longer mails out physical notices - all are sent via email. You are required by law to keep an up-to-date email on file with the SC DOI. Check your junk mail folders and spam filters if you don't receive yours and be sure that your email service allows messages from "SC DOI AgentMail <>". 

The brokers license is contingent on having an active producer license. If the producer license is not renewed, the brokers license will cancel too.

Failure to renew by May 31 will result in the cancellation of your brokers license.  Your cancelled license may be reinstated by paying a $200 license reinstatement fee in addition to your $200 renewal fees ($400 total) as long as their is no lapse in your security bond.  Under certain circumstances you may be required to re-take the brokers exam if your license cancels. Contact the DOI for more information. 

Email the Office of Individual Licensing with any questions.

Do I need to renew my brokers license or can I let it lapse?

There are four reasons to keep your broker's license. Be sure before non-renewing your broker license, because you will be required to re-take the broker exam to reinstate it.

You still need a S.C. insurance broker license if you:

  1. Access a licensed (admitted) insurance company through another licensed producer of that company and you do not have an appointment with that company.

  2. Directly represent or contract with surplus lines or nonadmitted insurance companies.

  3. Pay surplus lines taxes to the SC Department of Insurance.

  4. Add a fee to a surplus lines policy in accordance with S.C. Code Ann. § 38-45-160.