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Top 5 Reasons Why Agents Love Selling RLI Personal Umbrella Policies


When it comes to a personal umbrella policy from RLI, there’s a lot to love. Not only are your clients getting an extra layer of protection over auto, homeowners and other personal insurance policies, they can enjoy peace of mind when the unexpected occurs.

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Here are the Top 5 reasons our agents love selling RLI Personal Umbrella policies:

  1. Stability in the personal umbrella market. Our stand-alone personal umbrella product was first introduced in 1983 and is written on RLI Insurance Company paper, rated A+ by AM Best.

  2. Competitive pricing. Coverage limits start at $1M and the average premiums are less than $1,000. In today’s litigious society, it’s an inexpensive way to cover your clients’ assets.

  3. Expert, in-house claims handling. Our dedicated team has decades of experience in auto and casualty claims handling.

  4. Ease of use. Box-underwritten and fully automated with electronic signature and payment options means you spend less time quoting and more time selling.

  5. Low Maintenance. No need to gather declarations pages, exposure schedules or babysit the policy throughout the term. We process limited endorsements, and handle the entire renewal process with your clients directly.


Flowers and chocolates are always nice, but helping your customers safeguard their precious assets and manage risk can be the key to a long and lasting relationship.

Show your clients you care with a personal umbrella policy from RLI. Learn more about RLI’s Personal Umbrella Exposures.

For more information on the RLI Personal Umbrella Policy, visit our RLI PUP webpage or contact our RLI Administrator, Michele Poyner.