​​At your agency, you want your clients to know you have alternative markets and they are not locked into one company. 

Here at IIABSC, we have multiple E&O companies we can use to quote your insurance. And like you, we don't automatically quote an alternative unless the client is looking for one. The market does change from time to time, but E&O is a coverage where a long-established relationship with the carrier really helps when things turn sour.

We advise that you think long and hard before moving your coverage. Keep two things in mind:

1. Coverage comparison is critical if you are looking at alternatives because there is no standard E&O policy. Use our comparison checklists; and 
   
   
2. Always ask questions about market share and claims handling before switching. New players with little experience in handling agency E&O claims often jump in and out of the marketplace in just a couple of years.
   

At IIABSC, we have two primary member E&O programs: Swiss Re Corporate Solutions and Fireman's Fund. We also have access to a large number of specialty markets for agencies not meeting admitted carrier eligibility. Our Insurance Programs Director is knowledgeable in placing coverage and helping you understand the differences.

Before you go shopping around for E&O coverage, do yourself a favor and give Laura D. Cornell, CIC​ in our agency a call at 803-760-1227. You will be glad you did.​